Yo Wealth is committed to protecting your personal information as you browse this website because we value your privacy and know how important it is. The information we obtain from you is collected and safeguarded according to our Privacy Policy. You accept the conditions mentioned in the most recent version of this Privacy Policy by using this website. It's also a good idea to read through our Terms of Use, which include general recommendations for using this website and any unique conditions that might apply while accessing particular services or items on particular portions of the site. "You," "your," "visitor," or "user" refers to the person accessing this website, whereas "We" or "our" refers to Yo Wealth. and its connected businesses.


Legal Basis

We have a lawful justification for gathering this data, as it is essential for:

(i) executing a contract you are involved in or initiating pre-contractual measures to fulfill your requested services; 

(ii) pursuing our legitimate interests in business and direct marketing; or 

(iii) engaging in business with an organization you are affiliated with or represent, in alignment with our legitimate interests, provided that your fundamental rights and freedoms are not compromised in the process.


Data from both individuals and groups

We explain how we will handle both your personal and non-personal information in our privacy policy.


What Constitutes Non-Personal Data and How Is It Gathered and Utilized?

Non-personal information is data that cannot be used to identify you specifically. We may collect specific non-personal information through the web browser on your computer when you visit our website to access information, such as details on our services. There are no restrictions on how we can use or disclose non-personal information because it cannot be used to trace back your identify in any manner.

Personal information, on the other hand, is information that identifies you specifically as an individual. Your name, mailing address, email address, phone number, and fax number could be included. We may obtain personal information about you in a variety of ways, including:

(i) when you send in a form or application.
(ii) any time you transact business with us, one of our affiliates, or another party.
(iii) when we need details about a credit card to support a transaction.
(iv) You might have the choice to give us personal information, ask for specific information, buy access to our goods or services, or take part in activities in some areas of our website.


Do We Utilize Cookies or Similar Technologies for Gathering Personal Data?

Certainly, we may employ cookies and similar technologies, such as web beacons, to gather information on our website. A cookie is a text file placed on your computer's hard drive by a web page server. Cookies cannot execute programs or transmit viruses to your computer. They are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie. Cookies primarily serve the purpose of providing a convenience feature to save you time. They inform the web server that you have returned to a specific page. For instance, if you register with us, a cookie assists Yo Wealth in remembering your specific details during subsequent visits. This streamlines the process of inputting your personal information, such as billing and shipping addresses. When you revisit the same Yo Wealth website, your previously provided information can be retrieved, making it easier to utilize the customized features.

On the other hand, a web beacon is a small graphic image that enables the entity that set it to monitor and collect specific information about the viewer of a web page, web-based document, or email message. This information may encompass details like the type of browser used to access the web beacon, the IP address of the computer receiving the web beacon, and the time at which the web beacon was viewed. Web beacons can be quite minuscule and invisible to the user, but generally, any electronic image displayed as part of a web page or email, including HTML-based content, can function as a web beacon. We may utilize web beacons to tally the number of visitors to our web pages or monitor user navigation on the website. Additionally, web beacons may be included in email messages to track how many sent messages were opened, acted upon, or forwarded.

Our website may also involve third-party providers who employ cookies. For instance, we may establish agreements with third parties to collect and analyze anonymous usage and volume statistical data from our visitors and members. However, only anonymous and summarized versions of this data are shared with these third parties. These third parties use persistent cookies to aid us in maintaining our website content, improving the user experience, and monitoring visitor interactions. Additionally, we may engage a third party to send emails to our registered users.

You can choose to accept or reject cookies. While most web browsers automatically accept cookies, you can typically adjust your browser settings to decline them if you wish. However, please note that declining cookies may limit your ability to fully engage with the interactive features offered on the Yo Wealth websites you visit.


How We Use Personal Information

Occasionally, we may contact you via phone, mail, or email to provide information about content, services, and programs that could be of interest to you. Furthermore, certain features on this website allow you to get in touch with us by completing an online form. If your message requires a response, we may reply to you via email, and your personal information could be included in the email response or confirmation. Please be aware that we cannot guarantee the security of emails sent from us against unauthorized access.


Yo Wealth may keep and use the personal data we collect from you in order to provide website access, respond to inquiries, bill for goods and services purchased, provide ongoing support, get your feedback, keep track of things, perform analysis, and improve programs, goods and services, and content.

Online data gathered from you personally may be mixed with data you give us from other sources. We may also take away your name, email address, social security number, and other personal information. You would no longer be recognized as a single distinct person in this situation. When data has been deidentified, it becomes non-personal information and is handled similarly to other non-personal data. Last but not least, we may use your personal information to comply with legal obligations, to uphold our rights and property, to safeguard the health, safety, or welfare of others, or to prevent against harm.


Security and Protection of Personal Data

To protect personally identifiable information against loss, abuse, alteration, or destruction, we have implemented widely accepted technological and operational security measures. Only authorized workers and third-party contractors who have agreed to keep your personal information confidential will have access to it. Nevertheless, even taking these safety measures, we are unable to guarantee that unauthorized people won't access your personal information.


Do We Disclose Your Information to Third Parties?

Apart from what is explicitly outlined in this Privacy Policy, we will not disclose the personal information collected from this website to an unrelated third party without your consent. We may share certain personal information with businesses we engage to perform tasks or services on our behalf as part of our normal business operations. If we ever provide your personal information to a third party for the purpose of fulfilling a service for us, we will ensure that this third party is not permitted to retain, disclose, or utilize the information for any purposes other than fulfilling the requested services.
We will not sell, trade, or disclose your personal information, except in connection with corporate activities like a sale, merger, dissolution, or acquisition. In some cases, our third-party service providers (e.g., credit card companies, clearinghouses, and banks) who offer services such as credit, insurance, and escrow may directly collect personal information from you to facilitate your transaction. We do not have control over how these third parties use your information, but we do request them to clarify their use of your personal information before collecting it.

We may collaborate with law enforcement agencies to probe and prosecute website users who violate our regulations, engage in activities that jeopardize other users, or violate the law. If we determine that revealing your information is essential to adhere to a law, regulation, court order, or any other legal procedure, or to safeguard our rights, assets, or the well-being of any individual, we may take such action. Occasionally, we may authorize a third party to display advertisements on this website, as explained in the section on cookies and other technologies.

Please be aware that this Privacy Policy does not control how advertisers may use any information you voluntarily supply to them, such as by clicking on their advertising. Review the privacy policies of the advertisers and/or ad services to learn how they use cookies and other technologies before engaging with any ads.


Modifications to the Privacy Policy

Yo Wealth has the right to change this statement at any time. Changes to this Privacy Policy will be noted in this section, and if there are significant changes, a notice will be posted for a set amount of time on the website's main page. Contact us at support@example.com if you have questions about privacy on any of the websites Yo Wealth manages or about how we operate our website.

We create custom solutions for you by utilizing the whole range of financial instruments, along with our in house views and your sustainability goals.

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